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In response to questions following the speech, Bullock said that the bank was watching the resurgence in investor lending very carefully. AAP There are fears an overheated housing market could trigger financial crisis. One concern for the Reserve Bank, canvassed by Bullock, was the possibility an expectation that house prices would continue to rise could exacerbate a downturn. She asked: Is there evidence that people are seeing prices rise and they think prices will always rise, and so they are chasing the prices? If that happens, then what happens when things turn down, will the slump be much bigger than it otherwise would be? Asked to respond to treasurer Scott Morrisons comments on Monday that there was no housing bubble because high prices in Sydney and Melbourne are real, Bullock said she did not want to predict whether there was a bubble but the RBA wanted to ensure banks and households could withstand a possible downturn. Bullocks suggestion of further intervention by the RBA comes as the government responds to reports of numerous housing affordability measures in the May budget. On Tuesday, Sukkar told Sky News the government was reviewing everything as it effects the Australian residential property market and refused to rule out any options except to attack Labors policies to abolish negative gearing and halve the capital gains tax discount. Asked about Victorias plan to impose a levy on vacant investment properties , Sukkar said the federal government did not want properties to be unoccupied and moves to encourage landlords to rent them are good in principle. Im not going to get into what may or may not be contained in the budget, other than to say of course we want all homes occupied. Asked about a report in the Australian Financial Review that first-home buyers may be given access to their super to buy a home, Sukkar said earlier comments by the finance minister, Mathias Cormann, that it would drive up prices were largely correct. If all government does is try to pump further liquidity into the residential housing market, inevitably all you do is drive up prices, Sukkar said.